From 1 July 2026, the new Higher Education Student Loan (HESL) scheme will be implemented to provide loans to eligible students who are pursuing Ministry of Education (MOE)-subsidised diploma and undergraduate programmes in LASALLE. It will replace the Tuition Fee Loan (MOE TFL) and Study Loan (MOE SL) which will be merged under the new loan scheme.

The HESL scheme will provide loans to cover the tuition fees payable and an annual living allowance loan. The HESL scheme will be interest-free during the student’s duration of study, with interest commencing only upon the student’s graduation or leaving LASALLE. The maximum loan repayment period for the HESL scheme is 10 years.

Important information on existing MOE Tuition Fee Loan and Study Loan schemes

No new applications for existing loan schemes MOE TFL/MOE SL will be accepted from 1 June 2026. The last date to apply for MOE TFL/MOE SL is 31 May 2026. Students who require a loan after the cut-off date can apply for HESL from 1 July 2026.

The Tuition Fee Loan (MOE TFL) and Study Loan (MOE SL) which are funded by the government and administered by DBS Bank are extended to eligible students who are pursuing MOE-subsidised undergraduate and diploma programmes in LASALLE.

The loan principals for MOE TFL and MOE SL schemes are fully funded by MOE.  The loan is interest-free during the student’s course duration.

Coverage

HESL component Eligibility Loan provision
1 Base provision Full-time Singapore Citizen (SC) and Singapore Permanent Resident (PR) diploma and undergraduate students.

Covers up to 90% of subsidised tuition fees for SC diploma and undergraduate students.

Covers up to 75% of subsidised tuition fees for PR diploma students.

Covers up to 65% of subsidised tuition fees for SPR undergraduate students.
2     Means-tested provision
2a Balance fee coverage Full-time SC diploma and undergraduate students. Covers remaining 10% of subsidised tuition fees.
2b Living allowance loan Full-time SC/PR diploma and undergraduate students.

Up to $3,200 per academic year (diploma).

Up to $4,100 per academic year (undergraduate).

Eligibility for means-tested provision:

SC/PR with gross monthly household per capita income (PCI)# of $3,500 or less.

#Monthly PCI is computed based on total monthly gross household income (GHI) divided by the number of family members living in the same household as the student loan applicant.

How to apply

  • Applications can be made via the StudentLoanSG (SLSG) portal.
  • The portal will be available at 10:00am from 1 July 2026 and applications are to be submitted using Singpass.

Who may apply

  • New students enrolled in AY2026; and
  • Existing students (AY2025 or earlier intakes) who do not have MOE TFL and/or MOE SL for their current course of study.

Before considering to take up HESL, students should first consider other financing options, such as government bursary, post-secondary education account (PSEA) fund, LASALLE based financial aid schemes, that may be available to support your financing needs. To find out more about the available financing options and eligibility criteria, please approach LASALLE's Division of Finance.

For students with existing MOE TFL/MOE SL

If you do not intend to make any changes to your existing loan:

  • You will continue under your current loan arrangement.
  • No action is required.
  • You do not need to apply for HESL.

If you wish to apply for new or additional loan provision under HESL:

  • Please await further information from LASALLE.
  • More details will be provided some time in August 2026.
  • You may apply for HESL in the SLSG portal from 1 September 2026 if you are found to be suitable by LASALLE.

For more information

For more information on HESL, please visit MOE’s website.

For further assistance, please contact LASALLE’s Division of Finance at [email protected] or call 6496 5270.